For brokers · Brite Preferred Carrier Partners

Your carriers can pay for Brite.

Brite's preferred carrier partners invest in benefits education for the groups you place with them. That means premium guides, AI decision support and multi-channel distribution for more of your book, with the carrier covering the cost.

3M+
employees learn their benefits on Brite
100+
languages supported
30+
carrier, solution and tech partners
Funded by your carrier partner
2027 Benefits Guide
Avida Corp · 312 lives
AI
Recommended for you
Based on your answers: PPO + accident + HSA
Decision support
DN
Dental PPO
Carrier template · drops in, already formatted
Template
▶
How accident coverage pays you
90-second carrier explainer video
Carrier content
CI
Critical illness
Plan education + claim app links
Carrier content
Text · Enrollment launch
Benefits enrollment opens October 6. See what's changing this year and get your personalized benefits info: britehr.app/avida
Illustrative guide

How funding works

Write the business you already write. Unlock more Brite.

Carriers want their products explained well, because employees who understand their coverage enroll in it and keep it. Brite gives them a way to fund that education inside the guides you build. You get the tools; your clients get a better enrollment.

Step 1

Tell us where you place business

Share the carriers you work with and the groups up for renewal. We match your book against Brite's preferred carrier programs.

Step 2

The carrier funds Brite for those groups

Eligible groups get premium Brite experiences paid for by the carrier partner, from small groups to national accounts.

Step 3

Build guides with the content already loaded

Carrier templates, videos and plan education are ready to drop in. You spend your time advising, not formatting PDFs.

What you get through our partners

Five ways our partners make your job easier

Carrier-funded
Biggest impact

Premium Brite, paid for by your carrier

Bring enterprise-grade AI and our best education tools to the clients that carry your most valuable business. The carrier funds it, so you can say yes to more groups without adding cost to your agency or your client.

Funded Professional Services for eligible groups, from 25 lives to 5,000+

Text and email launch campaigns with delivery and read tracking

White-glove builds when your team is stretched in Q4

Carrier content

Education that shows why the coverage is different

On a spreadsheet, every carrier looks the same. Our partners publish their own plan education, videos and resources on Brite, so employees see the real reasons a plan fits them, and you don't have to write it.

Plan education in plain language: coverage, costs and how to use care

Video explainers for supplemental plans employees often skip

Direct links to carrier apps so members create accounts on day one

Product templates

Carrier products, ready to drop into any guide

Stop digging through carrier PDFs. Partner products live inside Brite as structured, branded templates, searchable by line of coverage right where you build.

Search by line: dental, vision, life, disability, accident, CI, HI and more

Pre-formatted pages that match your guide's look

Kept current by the carrier, so plan details stay accurate

Decision support

Expert content inside the recommendation engine

When Brite recommends plans to an employee, partner expertise is built into the logic and the explanation. Employees get a clearer answer, and you get fewer “which plan should I pick?” emails.

Smarter recommendations for HSA, supplemental and point solutions

Carrier-agnostic: the engine still recommends what fits the employee

Explanations employees trust, written by subject experts

Engagement proof

Show carriers and clients the value you deliver

Brite tracks how employees engage with every guide you publish. That data is why carriers fund education, and it gives you a measurable story at renewal.

Guide views, video plays and plan selections by group

Proof of performance for your carrier relationships

Renewal-ready reporting to share with HR

Eligible case sizes

Funding works for your smallest groups and your largest

0–125
lives
126–500
lives
501–1,000
lives
1,001–2,500
lives
2,501–5,000
lives
5,001+
lives

Funding is arranged with each carrier partner. Availability depends on the carrier and the products placed with the group.

Partner directory

Find your partners

Start with the carriers you already write with. Each one can tell you what’s available for your groups.

Rainwalk Pet Insurance

Preferred carrier

Pet insurance employees actually use: broad coverage, fast reimbursement and household-wide access.

Pet

Rainwalk Pet Insurance helps employees make pet care for their cats and dogs more affordable by reimbursing eligible veterinary expenses for accidents and illnesses. Members can use any licensed veterinarian and have access to free 24/7 virtual vet visits for added support when care is needed. There are never any minimum group size or participation requirements. Implementations are easy and Rainwalk may be embedded in the enrollment system. Please contact Rainwalk for more information.

Features

Accident & Illness

Reimbursement for eligible veterinary expenses related to unexpected injuries and illnesses, including cancer, surgeries, diagnostics, chronic conditions, prescriptions, hereditary conditions, congenital conditions, and allergy treatments.

Vaccinations

Routine vaccinations are covered up to $100 on eligible policies. Vaccine Power Up options may include additional vaccines such as rabies, lepto, bordetella, FeLV, and FVRCP.

24/7 Virtual Vet Visits

Unlimited access to licensed veterinarians by chat or video for questions about symptoms, behavior, nutrition, or general pet health.

Website

Angle Health

Preferred carrier

Digital-first, level-funded health plans with transparent pricing and modern member tools.

Medical, Level-funded

Angle Health is a digital-first, fully-licensed health insurance carrier on a mission to make healthcare simpler for employers, brokers, and members alike. Offering level-funded health plans powered by an AI-enabled technology platform, Angle Health delivers a modern alternative to traditional group health insurance — built around transparency, ease of use, and real member engagement.

For brokers and HR teams, Angle Health provides flexible plan designs with clear, predictable cost structures and tools that reduce administrative burden. Employees benefit from a fully digital experience that includes in-network provider search, virtual care access, prescription management, and a dedicated Care Team — all in one place.

Brite has built a library of ready-to-use benefit education content for Angle Health plans, giving brokers and HR teams the tools to communicate coverage in a way that employees actually understand. From enrollment guides to on-demand video explainers, Brite helps drive engagement and confidence in Angle Health benefits from day one.

Website

Surest

Preferred carrier

A UnitedHealthcare company offering plans with no deductible and upfront prices employees can see before care.

Medical

Surest is a UnitedHealthcare company reimagining how employer-sponsored health insurance works. Built for employers with 51+ employees, Surest replaces the traditional deductible and coinsurance model with a transparent, copay-only structure — giving employees clear, upfront pricing before they ever schedule an appointment. The result is a fundamentally simpler benefits experience for brokers, HR teams, and the employees they serve.

For brokers and HR professionals looking to differentiate their benefits offerings, Surest delivers measurable results. Employers see an average of 11% in per-member-per-month savings compared to traditional plans, and independent research from Aon found 5–10% lower total cost of care across all ages and conditions. Available on both fully insured and level-funded structures, Surest offers the flexibility to meet a range of group sizes and employer needs — all backed by the UnitedHealthcare network.

Through its partnership with Brite, Surest provides educational content to help employees understand how the plan works, what care options are available, and how to make the most of their coverage. Brite's digital guides make Surest's differentiated plan design accessible and actionable — turning a complex model into clear, engaging content that employees can reference anytime.

Website

UnitedHealthcare

Preferred carrier

National group coverage across medical, dental, vision and pharmacy, with supplemental options.

Medical, Dental, Vision, Pharmacy

UnitedHealthcare is one of the nation's largest and most recognized health insurance carriers, offering a comprehensive suite of group benefits for employers of all sizes. Their product portfolio spans fully insured and self-funded medical plans, pharmacy benefits, dental, vision, HSA/FSA-compatible options, and supplemental coverage including accident, critical illness, and hospital indemnity — giving brokers and HR teams the flexibility to build complete, competitive benefit packages.

For brokers and HR teams, UnitedHealthcare brings unmatched network breadth, robust digital tools, and strong administrative support that simplifies benefit management. Employers benefit from access to one of the largest provider networks in the country, along with data-driven health management programs designed to improve outcomes and control costs over time.

Brite has built a library of ready-to-use benefit education content for UnitedHealthcare plans, making it easier for brokers and HR teams to communicate coverage across medical, dental, vision, and supplemental lines. From enrollment guides to on-demand video explainers, Brite helps employees understand their UHC benefits and engage with them throughout the year.

Website

Cigna Healthcare

Preferred carrier

Comprehensive group medical, dental, vision and supplemental coverage from one of the nation's largest carriers.

Medical, Dental, Vision, Supplemental

Cigna Healthcare is one of the nation's leading health insurance and benefits companies, offering comprehensive group coverage for employers of all sizes. With a broad product portfolio spanning medical, dental, vision, pharmacy, life, disability, accident, critical illness, and hospital indemnity, Cigna gives brokers and HR teams the flexibility to build complete benefit packages that meet the diverse needs of today's workforce.

For brokers and HR teams, Cigna delivers more than coverage — it provides tools, data, and support designed to simplify administration and improve employee health outcomes. Cigna's extensive provider network, integrated care model, and digital member tools help employees navigate their benefits with confidence, reducing friction for both members and plan administrators.

Brite has built a library of ready-to-use benefit education content for Cigna plans, making it easy for brokers and HR teams to explain coverage across medical, dental, vision, and supplemental lines. From enrollment guides to on-demand video explainers, Brite helps employees understand their Cigna benefits and engage with them year-round.

Website

Nationwide

Preferred carrier

Voluntary and supplemental group benefits, including one of the most recognized names in pet insurance.

Accident, Critical Illness, Hospital Indemnity, Life, Pet

Nationwide is a well-recognized carrier offering a broad suite of voluntary and supplemental group benefits designed to help employees handle life's unexpected financial challenges. Their portfolio includes accident, critical illness, hospital indemnity, and life insurance — along with a standout pet insurance offering that has become one of the most valued voluntary benefits employers can add to their package.

For brokers and HR teams, Nationwide provides flexible, easy-to-communicate benefit options that can be layered on top of core medical coverage at little to no cost to the employer. These voluntary protections give employees meaningful financial coverage for out-of-pocket costs that major medical doesn't cover, making them a compelling addition to any competitive benefits package.

Brite has built ready-to-use benefit education content for Nationwide plans, making it easier for brokers and HR teams to explain voluntary coverage options in a way that drives enrollment. From plan explainers to on-demand video content, Brite helps employees understand what Nationwide offers — and why it matters.

Website

APL

Preferred carrier

American Public Life specializes in voluntary worksite benefits that close the gaps major medical leaves behind.

Accident, Critical Illness, Life, Disability

APL (American Public Life) is a leading voluntary benefits carrier specializing in worksite insurance solutions for groups of all sizes. With a broad portfolio that includes accident, critical illness, life, disability, cancer, and more, APL helps employers offer meaningful supplemental coverage that goes beyond what major medical provides.

For brokers and HR teams, APL delivers flexible, cost-neutral product solutions that can be tailored to meet the unique needs of each employer group. APL's voluntary benefits help employees manage out-of-pocket expenses and financial exposures that often go uncovered — giving brokers a compelling offering that adds real value without adding cost to the employer.

Brite has developed ready-to-use benefit education content for APL's supplemental plans, making it easier for brokers and HR teams to communicate the value of voluntary coverage. From plan explainers to enrollment support materials, Brite helps employees understand what they have — and actually use it.

Features

Plan Education

Easy-to-understand plan details that explain coverage, costs, and care options.

Digital Resources

Access resources to help employees understand their coverage, find care, and get answers to questions anytime.

Video Explainers

Short educational videos that explain supplemental plans and how to use them.

Website

Symetra

Preferred carrier

Flexible group life, disability and supplemental health coverage backed by more than 60 years in benefits.

Life, Disability, Accident, Critical Illness, Hospital Indemnity

Symetra is a group insurance carrier with over 60 years of experience offering life, disability, accident, critical illness, and hospital indemnity coverage to employers across the country. As a subsidiary of Sumitomo Life, one of Japan's largest life insurance companies, Symetra brings significant financial strength and stability to the employer benefits market — making it a reliable long-term partner for brokers and HR teams alike.

For brokers and HR teams, Symetra delivers flexible policy designs and competitive group benefit solutions that can be tailored to the needs of each employer group. Their straightforward administration, responsive service model, and broad product portfolio make it easier to build and manage comprehensive benefit packages that meet employees where they are.

Brite has developed ready-to-use benefit education content for Symetra plans, giving brokers and HR teams the tools to clearly explain life, disability, and supplemental coverage to employees. From plan explainers to on-demand video content, Brite helps drive enrollment and engagement across Symetra's full benefit lineup.

Features

Plan Education

Easy-to-understand plan details that explain coverage, costs, and care options.

Digital Resources

Access Digital Resources to help employees understand their coverage, find care, and get answers to questions anytime.

Video Explainers

Short educational videos that explain supplemental plans and how to use them.

Website

Lincoln Financial

Preferred carrier

Workplace protection benefits across life, disability, dental, vision and supplemental lines.

Life, Disability, Dental, Vision, Supplemental

Lincoln Financial is a leading provider of workplace protection benefits, offering group life, disability, dental, vision, accident, critical illness, and hospital indemnity insurance to employers across the country. With decades of experience helping organizations build comprehensive benefit packages, Lincoln Financial delivers coverage solutions that support employees through life's most important — and often most challenging — moments.

For brokers and HR teams, Lincoln Financial offers flexible benefit designs and strong administrative support across its full product portfolio. Whether building a core benefits strategy around life and disability or layering in voluntary protection options, Lincoln Financial provides the coverage depth and carrier reliability that employers and their employees depend on.

Brite has developed ready-to-use benefit education content for Lincoln Financial plans, making it easier for brokers and HR teams to communicate life, disability, and supplemental coverage in a way employees actually understand. From enrollment guides to on-demand video explainers, Brite helps drive awareness and utilization across Lincoln Financial's full benefit lineup.

Website

Mutual of Omaha

Preferred carrier

Fortune 500 carrier offering group life, disability and ancillary benefits built to protect employees and their families.

Life, Disability, Dental, Vision, Supplemental

Mutual of Omaha is a Fortune 500 mutual company with over a century of experience providing group insurance and employee benefits to employers of all sizes. Their portfolio covers life, disability, dental, vision, accident, critical illness, and hospital indemnity — giving brokers and HR teams a single, dependable carrier for a broad range of protection needs.

For brokers and HR teams, Mutual of Omaha offers competitive group benefit designs backed by strong financial ratings and dedicated service resources. Their flexible product options make it straightforward to build comprehensive benefit packages, whether anchoring a core benefits program or adding voluntary layers that employees can tailor to their own needs.

Brite has developed ready-to-use benefit education content for Mutual of Omaha plans, giving brokers and HR teams the tools to clearly communicate life, disability, and supplemental coverage to employees. From enrollment guides to on-demand video explainers, Brite helps drive engagement and understanding across Mutual of Omaha's full benefit lineup.

Website

Unum

Preferred carrier

Financial protection benefits that help employees stay covered through illness, injury and life events.

Life, Disability, Supplemental

Unum is a leading provider of financial protection benefits based in the United States. Unum offers a range of products and services, including disability, life, accident, and critical illness insurance.

Their disability insurance provides income protection for individuals who are unable to work due to illness or injury. Life insurance from Unum offers financial protection for individuals and their families in the event of death. Accident and critical illness insurance provide coverage for unexpected medical expenses.

Unum is committed to innovation and growth, aiming to meet the evolving needs of its customers in an ever-changing market landscape. Through its partnership with Brite, Unum provides educational content to help employees understand their coverage, know when benefits apply, and feel confident using them.

Website

Guardian Life

Preferred carrier

Group dental, life, disability and vision with deep supplemental expertise for employers of every size.

Dental, Vision, Life, Disability

Guardian Life Insurance Company of America is one of the nation's largest and most established mutual life insurance companies, with a history dating back to 1860. As a mutual company, Guardian is owned by its policyholders — not shareholders — meaning their focus remains on the long-term financial well-being of the employers, employees, and families they serve.

Guardian's group benefits portfolio covers a broad range of coverage options, including dental, vision, life and AD&D, short- and long-term disability, accident, critical illness, cancer, and hospital indemnity insurance. This comprehensive lineup allows brokers to offer employers a trusted, single-carrier relationship across multiple product lines — simplifying administration and delivering a consistent, high-quality benefits experience for employees.

Through its partnership with Brite, Guardian provides educational content to help employees understand their coverage, know when benefits apply, and feel confident using them. Brite's digital guides make Guardian's benefits accessible and actionable — turning complex plan details into clear, engaging content that employees can reference anytime.

Features

Plan Education

Easy-to-understand plan details that explain coverage, costs, and care options.

Digital Resources

Guardian apps and online portals to help employees manage benefits, claims, and care.

Video Explainers

Short educational videos that explain plan options, benefits, and how to use them.

Website

Broker FAQ

Questions brokers ask us

Does carrier funding cost my agency anything?

No. When a carrier funds a Brite experience for a group, the carrier pays Brite directly. Your Brite platform subscription stays the same.

Do I have to move business to a specific carrier?

No. Funding follows the business you already place. We look at the carriers you write with today and show you which programs your groups qualify for.

Will my guides turn into carrier ads?

You stay in control of every guide. Carrier content and templates are building blocks you choose to add, and Brite’s recommendations stay focused on what fits the employee.

What do carrier partners see?

Partners see how their own products and content are being used. Your client relationships and the rest of your guide stay yours. We’ll walk you through exactly what’s shared before anything is turned on.

I’m not on Brite yet. Can funding help me get started?

Yes. Many brokers start with a funded group to see Brite in action during open enrollment, then roll it out across their book.

Check your eligibility

Find out which of your carriers will fund Brite

Tell us a little about your book. Our partnerships team will map your carriers and groups to available programs and come back with a plan before your next renewal cycle.

Thanks. Our partnerships team will reach out within two business days.

Oops! Something went wrong while submitting the form.